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| Thursday, October 9, 2008 |
| What You Need To Know About ASPCA Pet Insurance |
Pet health insurance companies aren’t just advertising in pet magazines anymore. Just yesterday, this writer turned over the receipt from the local supermarket – to find an advertisement and coupon for ASPCA pet insurance! As my family includes both a cat and a dog, and I am now employed in the wonderfully wacky word of freelance writing, I have been seriously thinking of getting pet insurance.
When Did The ASPCA Go Into The Insurance Biz?
The ASPCA is the Yankee version of the older RSPCA (Royal Society for the Prevention of Cruelty to Animals) of England. Both societies work for the same goal – to lessen the pain and suffering of animals worldwide. In America alone, millions of dogs and cats wind up in animal shelters because their owners no longer wanted them. In America alone, 50% of dogs and 70% of cats that wind up in shelters have to be put to sleep because they were not adopted in the specified time frame for adoption. Although England is leading the world with no-kill shelters, taking animals from irresponsible hands will not solve the problem.
One of the reasons people abandon their pets is that they cannot afford the vet bills when an injury or sudden illness occurred. In the late 1990’s, I adopted a lovely show specimen Peruvian guinea pig who had been mysteriously abandoned. Within two days I knew why – the guinea pig had an inner ear disease. If the original owners had ASPCA pet insurance, they may have been able to afford to keep such a sweet piggy.
So, the ASPCA pet insurance plan was born.
Details, Details
The ASPCA pet insurance plan offers financial help for animals going through illness, recovering from an accident and even helps cover routine care such as annual vaccinations. You can apply online or over the phone at 1-866-861-9092.
You do not need to go to a specific vet to use ASPCA pet insurance. You can download a claim form online, print it out and have you and your vet fill it out. Then, you mail it to the ASPCA pet insurance address. They try to get all claims filled out in fifteen business days.
There are several ways you can pay – monthly, quarterly and annually. There are more fees added if you pay monthly, however. You can pay by credit card or automatic check withdrawal.
ASPCA pet insurance does not cover pre-existing health conditions prior to buying the policy. They also do not cover organ-transplant operations. |
posted by Patty @ 9:23 AM  |
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| What Your Pets Need To Know About ASDA Pet Insurance |
You know it wasn’t your idea to get the big bag of squeaky toys. But somehow you bought yet another big bag of squeaky toys for your pet. Could it be that your pet sometimes controls your mind? Yes, but only in a nice way. When your pet is happy, it makes you happy, doesn’t it? So, when your pet convinces you to buy stuff, your pet really has your happiness in mind. Your pet most likely hates the vet. So your pet is probably controlling your mind to get pet health insurance. If you live in the United Kingdom, then most likely your pet is getting you to think about ASDA pet insurance.
A Small Domestic Animal
You can’t even live under a rock in Britain without being aware of ASDA. It is the English name of the infamous Wal-Mart chain in America. Your pet might think ASDA stands for A Small Domestic Animal. That may be why ASDA supplies not only the proper food, toys, medical supplies and training tools for your pet, but ASDA pet insurance, too.
Some Details
ASDA pet insurance will insure dogs and cats from 2 months to eight years old, in order to keep the overall premiums low. ASDA pet insurance covers not only injury or health problems with your pet (they do have exclusions for pre-existing conditions). ADSA pet insurance also includes X-rays, routine inoculations, medication, most surgeries and even just going in to the vet for a check up. There is a Basic and Premium ASDA pet insurance to choose from that covers medical issues.
You can enroll and make claims online. There usually is a discount for enrolling online, but check with your local ASDA store or website for details.
Every Little Helps
As ASDA’s infamous slogan says, “Every little helps”. There are options and extras if your pet thinks you need them. You can opt to get pet travel insurance, pet liability insurance, and recouping kennel fees or the cost of advertising for your pet incase the pet ever gets lost or stolen.
And you needn’t change your vet in order to be covered with ASDA pet insurance. You download the claims forms off of your computer – or call ASDA and they will mail the forms to you. You and your vet fills the forms out and then mail them to ASDA pet insurance.
ASDA pet insurance is underwritten by Alliance Insurance of the UK, so your pet knows that they will still be around for at least until your pet in nine years old. |
| posted by Patty @ 9:23 AM |
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