The Best Pet Insurance

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Monday, August 6, 2007
How To Find Pet Insurance Bird Lovers Need
The cost of veterinary care is skyrocketing along with the cost of everything else. There is the chance that nothing will ever happen to your pet bird, that he or she will never have an injury or illness, but let’s be realistic. Birds need to go to the vet more than dogs or cats. More money and research has been done on developing new treatments for dogs and cats (even rabbits) but not birds. You need not just pet insurance, bird insurance.

Where To Perch

You can’t seem to walk three steps these days without getting hit with some form of advertising for pet insurance. Bird insurance is harder to find. Although nearly 5 million homes in America own birds, you do have to do your homework in finding the right pet insurance, bird insurance or livestock insurance for you.

If you have a pet bird, chances are you are subscribed to one of the many educational bird magazines on the market. The classifieds and pages will be filled with all kinds of products for bird owners, including pet insurance. Bird web sites are even better sources of information on insurance, as the pet bird community will not shy away from an opinion of any company.

Another place you can go to find good pet insurance bird lovers need is to talk to the breeder of your bird. More and more, breeders of any kind of companion animal are getting pet breeders insurance. Your breeder might be able to recommend what pet insurance bird lovers can get help from most.

What To Look For

Most pet insurance birds need comes in different forms, such as the different kinds of car insurance. As a general rule, the more you’re covered for, the higher your premiums will be. At the very least, you will need accidental injury coverage. Birds are notorious for getting into trouble in ways that are almost genius.

You can also get a more comprehensive package, which also covers illness. Some will even cover boarding fees.

Look to see that you can understand easily how to make a claim and be sure what you are covered for and what you are not. Most of the pet insurance bird lovers need can be modified to suit the needs of your bird. If you only have one canary, chances are you will not need to pay liability insurance. But if you keep rheas, then you know how suddenly they can kick, and then you would need liability.
posted by Patty @ 5:58 AM   0 comments
Get Shelter Care Pet Insurance Along With Your New Best Friend
Animals get dumped at shelters for really hideous reasons. Shelter workers are hard to shock because of these reasons that people have actually given to get rid of a healthy pet:

“His color clashes with the new furniture.”
“His breed is SO out of fashion!”
“She is too boring.”

They also hear the excuse that “We can’t afford the vet bills”. This is why animal shelters in Canada and America are signing up for low-cost pet insurance programs to give with a new dog or cat to help the animal stay with the new home. One of these plans for shelters covering shelter animals is from the appropriately named Shelter Care pet insurance. Animal shelters and adoption centers can offer anyone adopting an animal from them very low cost basic coverage from Shelter Care pet insurance so that their new best friend is at least covered for sixty days for only a couple of dollars.

History of Shelter Care

Shelter Care pet insurance first materialized in 2001 in Canada from the Pethealth company. They are part of the PetCare family that includes the PETCO pet store chain. American policies are underwritten by Praetorian Insurance Company, which received a high rating from A. M. Best, the company that sets and grades the standards of all insurance companies around the world.

Details, Details

Shelter Care pet insurance is available for any dog or cat, whether adopted from a shelter or not, but massive discounts are given to shelters rather than individual pet owners. Whether you run a shelter or live in a one pet household, there is a Shelter Care pet insurance plan for you. You can go to the website and quickly compare all of the policies. Unlike a lot of pet insurance companies, Shelter Care pet insurance does cover senior animals under a QuickCare Senior Plan. There are also plans that just cover accidents, and ones that also cover illness. On average, a plan costs about $30 a month. You can pick short term or long term insurance.

To make a claim, you download a claim form from the Shelter Care pet insurance website and print it out. Your vet’s office might be able to do this for you, but check with your vet first. You and your vet fill out the paperwork, then you mail the claim form off to Shelter Care pet insurance company in either Canada or America, depending upon which country you live.
posted by Patty @ 5:57 AM   0 comments
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